CFP participates with many private, government, and marketplace insurances, however an increasing number of insurances are creating location-based networks within their group. These restricted plans often come at a smaller cost to the patient but require providers to be invited into their network. Please reach out to your insurer directly to confirm CFP participation with your specific insurance plan.  You are expected to bring your insurance information with you to every visit. As a courtesy, we file your insurance claims for you, but you will be financially responsible for all non-covered services. There is certain information needed to be able to file a claim. If you are unable or unwilling to disclose this information, then you will be considered a self-pay patient and payment for services will be expected at the time the services are rendered. Please come to the office prepared to remit all insurance co-payments and/or deductibles.

Mission/HCA Employees:  As of 01/01/2023, we are excluded from the Aetna and Medcost plans that are offered to employees of Mission Hospital. 

Self-Pay: As of 3/31/2025, due to rising operational costs, we have made the difficult decision to increase our self-pay rates. We sincerely regret if this change negatively impacts any of our patients. We continue to offer interest-free payment plans for anyone that needs assistance. 

BE AWARE:  We've found out that some of the insurance plans offered on the Healthcare Marketplace have location-based networks, meaning they may only cover emergency care in Western North Carolina.  Some of the insurances that are listed below may be impacted, so if you have chosen a plan from the insurance marketplace, please contact your insurance carrier to confirm in-network coverage at Community Family Practice.  Claims that are denied by insurance are billed to the patient